💡Expert Insight
The future of crypto banking will be decided by access to settlement rails, not by slogans.
Custodia loses in court, but the Fed master-account door for crypto banks may not be fully shut
My take first
This is bigger than one courtroom result. The real issue is whether crypto-native banks can secure durable access to core dollar settlement rails.
What happened
Custodia lost its court fight with the Federal Reserve, but the policy context changed after Kraken received limited master-account access.
Why it matters
The question is shifting from whether crypto banking is acceptable in principle to what kind of access it may receive in practice.
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